Americans are living even longer and experiencing better health then their parents did. It is not unusual for people reaching retirement age to live out their lives in good health. You want your retirement accounts to last as long as you do and for your savings to have the purchasing ability you will need for a longer life. Consider this:
They are a recommended part of most retirement plans. They can help you to accumulate wealth while deferring taxes, and is an excellent plan to secure your savings while providing an income you won't outlive. Because your investment isn't in the market, it will also give you peace of mind.
You should consider an annuity if you wish to:
What to do about 401(k) and other retirement funds?
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