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Call today to talk to a LTDT Insurance Agent

LTDT Insurance

A modern insurance agency with old fashion ways

Insurance plans for peace-of-mind, in all your endeavors!

About Us

OUR COMPANY AT A GLANCE

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Medicare, Health, Life, Retirement plans, Dental & Vision.  

LTDT Insurance is located in Cape Coral FL, but works the entire state of  Florida.  Also licences in Indiana, Illinois, Kentucky,  New Jersey, Ohio and Texas.

SOME OF WHAT WE INSURE:

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  • Medicare
  • Heath Care (under 65)
  • Dental & Vision
  • Long Term Care
  • Life
  • Business
  • Retirement/Annuities

Building Relationships

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  • Friendly, helpful, and knowledgeable staff
  • Personal account manager
  • Safety First tips for you and your family 
  • Free business consultations
  • Life insurance explained at your fingertips​
  • Business packages

Our Team

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Luis (Louie) Tornes Jr

Started LTDT  Insurance and Specializes in Health, Medicare, Life and retirement plans.    (Habla Español)


Licensed in Florida, Indiana, Ohio & Kentucky


(941) 258-4777

luist@ltdtinc.com 

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Ginette Escudero

Ginette got her start working with ACA plans and excelled as a health agent. Her knowledge is a plus for LTDT  Insurance.    (Habla Español) 


Licensed in Florida, Texas, Illinos


(239) 645-1770

ginette@ltdtinc.com 

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Norven Lores Parra

Norven got his start with with under 65  as a Health Insurance agent.  He added his life, auto and homeowners licence to his arsenal.  Another big plus to the LTDT  Insurance family!    (Habla Español) 


Licensed in Florida & Texas


(239) 878-3642

norven@ltdtinc.com 

Mary Cranden

Mary has been an agent for various years and has been working in the Medicare market.  She comes to us via New Jersey to South West Florida where she has built a book of business.  She does have experience and adds more ammunition to the LTDT  Insurance family.  

 

Licensed in Florida & New Jersey


(908) 247-2326

mary@ltdtinc.com 

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Site Content

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Carlos Mellizo

 

Carlos is a new addition to the LTDT Family.   He brings a positive attitude and will be working with Seniors to help with their Medicare.  Additionally, he is GREAT with life insurance products.  Please feel free to contact him.    (Habla Español)  


Licensed in Florida


(239)  980-7550

carlos@ltdtinc.com 

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