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Office Hours

Mon - Fri

9 AM - 5 PM

Sat 10 AM - 4 PM

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Our Location

Fort Myers, FL 33966

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Call Us Now

(888) 841-6117

Meet the Team

We Offer The Best Services

We ensure the quality

It is our goal and mission to offer you the best insurance experience as a client and family member of LTDT Insurance. We strive at all times to offer you what is best for YOU.

Luis (Louie) Tornes Jr, CMIP® – Founder and Lead Insurance Agent:

Office Number (888) 841-6117

Mobile (941) 258-4777

Email: luist@ltdtinc.com

CMIP® and Certified Medicare Insurance Planner™ are owned by the parent company of Certified Medicare Insurance Planner™, DBA, The Life Man® LLC, and authorizes use of by individuals who have met the administration’s initial and ongoing certification requirements. The Federal Government, CMS, and Medicare does not affiliate with or endorse ANY professional designation, which would include the CMIP® designation.

Luis is originally from New York where he attended school. He graduated from Bishop Dubois H.S. in 1973. Was blessed with a beautiful daughter.


Moved to Miami, FL where he worked for 31 years with the local phone company until he retired in 2011.

In 2012, moved to North Port, FL and studied and obtained his insurance license. Eventually, moved to Ft Myers, FL where he presently lives.

Luis has helped many people to get life and health insurance. He has also helped others to plan for retirement.


He is a facilitator for Medicare Journey and currently Southwest Florida President of NABIP (National Association of Benefits and Insurance Professionals)

He speaks English and Spanish.

Ginette Escudero, Independent Insurance Agent

Office (239) 880-8401

Mobile (239) 645-1770

Email:
ginette@ltdtinc.com

She speaks English and Spanish.

Norven Lores Parra, Independent Insurance Agent

Office 239-880-4670

Mobile (239) 828-3642

Email:
norven@ltdtinc.com

He speaks English and Spanish.

Rachel Gonzales, Office Manager

Office (239) 360-4670

Email:
rachel@ltdtinc.com

She speaks English and Spanish.

Yauri Perez Diaz, Independent Insurance Agent:

Office (239) 360-4670

Mobile (561) 951-2431

Email:
yauri@ltdtinc.com

She speaks English and Spanish.

Copyright© 2023. LTDT Insurance LLC - All Rights Reserved.


We do not offer every plan available in your area. Currently we represent 8 organizations which offer 54 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options